Apple Card
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Limited-time new Apple Card offer. 

Earn back the cost of AirPods Pro 3, up to $250 total Bonus Daily Cash. Get a new Apple Card and buy AirPods Pro 3 at Apple by June 15. Starting July 1, each month you make 10+ purchases you’ll earn $25 Bonus Daily Cash, through April 30, 2027.1 

Apple Card is a no-fee2 credit card that gives you real cash back3 on every purchase. Apply now and see your credit limit offer with no impact to your credit score.4 

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A different kind
⁠of credit card.

See if you’re approved with
⁠⁠⁠⁠no impact to your credit score.

Apply in as little as a minute and see your credit limit and interest rate offer — all without impacting your credit score. Your credit score may be impacted after you accept the card offer.

No fees.
⁠Not even hidden ones.

No annual fees, no late fees, no foreign transaction fees. No fees. Really.

Unlimited Daily Cash back.
⁠⁠⁠⁠⁠⁠⁠⁠Real cash you can use right away.

Get up to 3% cash back on every purchase you make. It’s real cash, it’s unlimited, and you get it every day.

Helps you pay less interest.

Choose any amount you wish to pay, and watch Apple Card estimate the interest cost for you.5 In real-time.

Your card. Your info.
⁠⁠Your business.

Your data isn’t sold to third parties for marketing or advertising.

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Daily Cash.

No points.
⁠⁠No gimmicks.

Get Daily Cash back from a percentage of your purchases. Not a month from now. Every day. There’s no limit to how much you can get.

3%

On everything you buy from Apple and at select merchants like Nike and Walgreens when you use Apple Card with Apple Pay.*

2%

Every time you pay with Apple Card using Apple Pay.

1%

On all purchases where Apple Pay isn’t accepted.

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No fees.
⁠⁠Not even

hidden ones.

We want to make it easier to pay down your balance, not harder.
⁠So Apple Card doesn’t have any fees.

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Titanium-Card

A card that’s
⁠⁠materially different.

When you buy things with the Apple-designed titanium card, you get unlimited Daily Cash back on everything you buy. For apps and websites that don’t yet take Apple Pay, there’s a virtual card number in the Wallet app. And Mastercard is our global payment network, so you can use

Apple Card all over the world.

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  1. Subject to credit approval. The cost of AirPods Pro 3, for purposes of this offer, does not include applicable taxes, fees, or other charges. Offer may be modified at any time and is not available to applicants who have had this card or who have another pending or approved application for the card. New Apple Card account owners who (1) first open a new Apple Card account and (2) then use it to buy AirPods Pro 3 directly from Apple, May 18, 2026, through June 15, 2026 (“Qualifying Period”), will qualify to earn up to $250 total Bonus Daily Cash after meeting the following spend requirements: beginning July 1, 2026, through April 30, 2027 (“Offer Period”), earn $25 Bonus Daily Cash each month when you use your new Apple Card to make a minimum of ten (10) purchases of any amount ($0.01 or higher) that post to your account each month (“Qualifying Purchases”). AirPods Pro 3 purchases must be made directly from Apple (online or in an Apple Store) using the new Apple Card. Refurbished products, other AirPods models, purchases from third‑party retailers, international purchases, and purchases for business purposes such as company bulk orders are excluded. All AirPods Pro 3 payment options from Apple using Apple Card are eligible for this offer including pay in full or financing via Apple Card Monthly Installments, and regardless of whether a trade-in value was applied to reduce the purchase cost. The qualifying AirPods Pro 3 purchase cannot be made entirely with an Apple Gift Card or Apple Account balance. The AirPods Pro 3 purchase does not count toward the ten (10) Qualifying Purchases required in any month during Offer Period. Returning the qualifying AirPods Pro 3 purchase may result in forfeiture of eligibility for this offer.

    To facilitate this offer and to confirm your AirPods Pro 3 purchase qualifies for this offer, Goldman Sachs will share certain Apple transaction information with Apple, and Apple will provide Goldman Sachs with a confirmation of your qualifying AirPods Pro 3 purchase. Any personal information processed by Apple or Goldman Sachs under this offer will be handled in accordance with the respective Apple and Goldman Sachs privacy policies.

    Offer not available to Apple Card Family members added to, or merged with, an Apple Card account during the Offer Period. Qualifying Purchases can only be made by the new Apple Card account owner who opens a new Apple Card account during the Qualifying Period. New Apple Card account owner does not include Co-Owners or Participants added to an Apple Card Family during the Offer Period. This means purchases made by Apple Card Family members will not be included toward the new Apple Card account owner’s Qualifying Purchases. Limit one offer per new Apple Card account. This offer can be combined with other Apple Card promotional offers during the Qualifying Period and the Offer Period. If you participate in other Apple Card promotions during the Qualifying Period and the Offer Period, the $25 Bonus Daily Cash earned under this offer will be awarded in addition to applicable Daily Cash earned under additional promotions. $25 Bonus Daily Cash is earned and transferred after the tenth purchase transaction is completed each month during the Offer Period. If a merchant chooses to combine separate charges into a single charge before processing the transaction, the combined transaction will only count as one single purchase transaction for purposes of this offer. For example, if you purchase three items using your Apple Card at the same merchant three separate times within one or more days, that merchant may combine those three transactions and submit them as a single transaction. In that case, that combined transaction will only count as one single purchase transaction in a given month for the applicable Offer Period. Returns and refunds of purchases during the Offer Period may impact your minimum monthly purchase qualification and result in a Daily Cash adjustment charge to your account. An additional purchase made within a given calendar month during the Offer Period may qualify you for re-fulfillment of the Bonus Daily Cash for a given month, but re-fulfillment may be delayed once Qualifying Purchases have posted to your new Apple Card account. 

    You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. The Apple Cash card is issued by Green Dot Bank, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information. If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer. 

    Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
  2. Late or missed payments will result in additional interest accumulating toward your balance. Variable APRs for Apple Card range from 17.49% to 27.74% based on creditworthiness. Rates as of January 1, 2026. Existing customers can view their variable APR in the Wallet app or card.apple.com.
  3. You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information.

    Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
  4. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
  5. Interest charges shown on the example payment wheel are only provided for illustrative purposes and may not be an accurate reflection of the actual amount of interest charges on your account. Interest estimates provided in the payment wheel in your account are based on your posted account balance at the time of the estimate and do not include pending transactions or any other purchases you may make before the end of the billing period.
  • *Merchant offers may change at any time.
  • Nike: 3% Daily Cash is available on purchases made in the U.S. using Apple Card with Apple Pay at Nike stores, nike.com, the Nike mobile app, the Nike SNKRS app, and Swoosh.com. Excludes purchases at Nike pop-up events.
  • Walgreens/Duane Reade: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay at Walgreens and Duane Reade online, in the Walgreens app, and in stores. Excludes purchases: 1) where Apple Pay is not available as a payment option (e.g. all gift card purchases online and in-app, all purchases made in a drive-thru, and all purchases online or in-app with more than one item in the cart); 2) from third-party merchants within Walgreens or Duane Reade stores, online, or in-app (e.g. kiosks for services like telecom, photo, dental, optical, healthcare, lab work, or hearing, or any third party using independent point-of-sale systems); 3) made directly on third-party delivery apps or websites.
  • Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
  • Learn more about how Apple Card applications are evaluated at support.apple.com/kb/HT209218.
  • To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
  • Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
  • All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.