Get 2% back every time.
With Apple Pay.
Get 2% back every time.
Using Apple Card with Apple Pay gets you 2% Daily Cash back wherever you shop — from local stores to big chains, from public transit to vending machines, and more.
2% back
in stores.
Apple Pay is accepted at over 85% of U.S. retailers. Just look for 
2% back
online.
Click or tap the Apple Pay button when you check out. Apple Pay is available in many apps and websites, so you’ll earn 2% back whenever you check out using Apple Card with Apple Pay.
Points
Categories
Limits
Daily Cash is simple. No points to calculate. No categories to activate. No spending limits to track. Just 2% back in real cash
Get started
with Apple Card.
Apply in minutes to see if you are approved with no impact to your credit score.
- * Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
- 1. You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the
Apple Card Customer Agreement for more information. - Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
- To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
- Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
- If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
- Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.