Get 3% back.
At even more places.
You can now get 3% Daily Cash back when you use Apple Card with Apple Pay at Booking.com on eligible stays and car rentals when booked using the link
A different kind
of credit card.
See if you’re approved with
no impact to your credit score.3
Apply in as little as a minute and see your credit limit and interest rate offer — all without impacting your credit score. Your credit score may be impacted after you accept the card offer.
No fees.4
Not even hidden ones.
No annual fees, no late fees, no foreign transaction fees. No fees. Really.
Unlimited Daily Cash back.
Real cash5 you can use right away.
Get up to 3% cash back on every purchase you make. It’s real cash, it’s unlimited, and you get it every day.
Helps you pay less interest.
Choose any amount you wish to pay, and watch Apple Card estimate the interest cost for you.6 In real-time.
Your card. Your info.
Your business.
Your data isn't sold to third parties for marketing or advertising.
Daily Cash.
No points.
No gimmicks.
Get Daily Cash back from a percentage of your purchases. Not a month from now. Every day. There’s no limit to how much you can get.
3%
On everything you buy from Apple and at select merchants when you use Apple Card with Apple Pay.*
2%
Every time you use Apple Card with Apple Pay.
1%
On all purchases where Apple Pay isn’t accepted.
No fees.
Not even hidden ones.
We want to make it easier to pay down your balance, not harder.
So Apple Card doesn’t have any fees.
A card that’s
materially different.
When you buy things with the Apple-designed titanium card, you get unlimited Daily Cash back on everything you buy. For apps and websites that don’t yet take Apple Pay, there’s a virtual card number in the Wallet app. And Mastercard is our global payment network, so you can use Apple Card all over the world.
- *Merchant offers may change at any time.
Booking.com Travel Credits are fulfilled byBooking.com B.V. and are unaffiliated with Apple Card's Daily Cash program. Apple Inc., Apple Payments Services LLC, a subsidiary of Apple Inc., and Goldman Sachs Bank USA are not responsible for fulfillment ofBooking.com 's Travel Credits rewards program. - Ace Hardware: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay online, in the mobile app, and at participating stores listed at acehardware.com/applecard. Excludes online and mobile app gift card purchases and purchases from 3rd party merchants using independent point-of-sale systems within a participating Ace Hardware store. Please check with your local participating Ace Hardware store whether your purchases are eligible for 3% Daily Cash.
- Exxon Mobil: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay (where available) at Exxon- or Mobil-branded pumps and attached convenience stores. To pay at the pump with Apple Pay, use either Exxon Mobil Rewards+ mobile app or contactless payment. Excludes purchases at third-party merchants, including independent car washes, located within an Exxon- or Mobil-branded location or the attached convenience store.
- Nike: 3% Daily Cash is available on purchases made in the U.S. using Apple Card with Apple Pay at Nike stores, Nike.com, the Nike mobile app, the Nike SNKRS app, and Swoosh.com. Excludes purchases at Nike pop-up events.
- T-Mobile: 3% Daily Cash is available for purchases using Apple Card with Apple Pay in T-Mobile U.S. stores, and bill payments and AutoPay on T-Mobile.com and in the T-Mobile app. Authorized T-Mobile dealers are not eligible for 3% Daily Cash and can be found on T-Mobile.com/store-locator. Sprint account payments and purchases made through any Sprint checkout, including those at T-Mobile U.S. stores, are not eligible for 3% Daily Cash.
- Uber/Uber Eats: 3% Daily Cash is available on purchases using Apple Card with Apple Pay in the Uber and Uber Eats apps, uber.com and ubereats.com. Daily Cash is earned on the total purchase amount charged to your Apple Card. 3% Daily Cash is not earned on 1) purchases of alcohol in the following states: Oregon, Louisiana, Georgia, Washington, Missouri, 2) Uber Gift Card purchases made on any web browser, 3) Purchases where Uber is not the merchant processing or fulfilling the transaction, for example, bike and/ or car rentals paid for directly with third parties or at rental pickup, or purchases made through third-party apps, affiliate brands or services, and 4) purchases where Apple Pay is not available as a payment option, which may apply to Split Fares and Group Orders, as well as orders made using Uber Freight, Uber Family, Uber Teen, Uber Vouchers, and Uber Transit. Users should always confirm that Apple Card with Apple Pay is the selected payment method before completing a purchase in order to earn 3% Daily Cash. Apple Pay is not available in all markets.
- Walgreens/Duane Reade: 3% Daily Cash is not available at Sprint Express and independent health service providers, including Walgreens Optical and Walgreens Hearing, or for orders made on third-party delivery apps.
-
Booking.com: 3% Daily Cash is earned on eligible prepaid stays and car rentals booked through the exclusive Booking.com link provided
here and when using Apple Card with Apple Pay. Eligible stays include those paid for using the “Pay Now” rate at the time of booking and can be identified on the site with a badge labeled “Apple Card Benefits”. Eligible car rentals include those paid for using either the “Pay Now” rate or “Pay Part Now, Pay Part Later” rate at the time of booking. Daily Cash is only earned on the prepaid portion of “Pay Part Now, Pay Part Later” rate. You must use the exclusive Booking.com link provided to access eligible stays and car rentals. Stays and car rentals booked through Booking.com’s mobile app or through Booking.com’s website, when not using the exclusive link provided, may not be eligible for 3% Daily Cash. Excluded from earning 3% Daily Cash are: (1) bookings paid for using “Pay at Property”, “Pay Later” or “Partner Offer” Rates, (2) bookings in the categories of flights, flight + hotel (or any other combination of a package deal that includes flight, hotel and/or car rental), cruises, attractions, and airport taxis, (3) any amounts paid directly to third-party stay or car rental companies at time of arrival (e.g. deposits, local fees, taxes, or additional services added), (4) bookings made through (i) any corporate apps or websites that Booking.com provides to companies for employee corporate travel; or (ii) any B2B or partner-specific, co-branded or white label sites, (5) bookings made through Booking.com website and mobile app when accessed from a non-U.S. IP address. Booking.com is not responsible for fulfillment of Apple Card Daily Cash back. - ChargePoint: 3% Daily Cash is available when using Apple Card with Apple Pay to pay for electric vehicle charging at public ChargePoint charging stations through the ChargePoint app, at ChargePoint stations with contactless readers, in the ChargePoint Wallet Pass, and home charging purchases through ChargePoint.com. Not valid for purchases at private charging stations or for fleet services, for commercial hardware and software, for support services (i.e. Assure and AssurePro), or for hardware from third parties. Additional terms and restrictions may apply. See ChargePoint.com for more information.
- Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
- Late or missed payments will result in additional interest accumulating toward your balance. Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of January 1, 2025. Existing customers can view their variable APR in the Wallet app or
card.apple.com . - You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the
Apple Card Customer Agreement for more information.
Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. - Interest charges shown on the example payment wheel are only provided for illustrative purposes and may not be an accurate reflection of the actual amount of interest charges on your account. Interest estimates provided in the payment wheel in your account are based on your posted account balance at the time of the estimate and do not include pending transactions or any other purchases you may make before the end of the billing period.
- Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
- To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
- Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
- If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
- Learn more about how Apple Card applications are evaluated at support.apple.com/kb/HT209218.