Apple Card
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Apply to see if you’re approved for Apple Card. Your credit score may be impacted after you accept the Apple Card offer.1 And now, you can automatically grow your Daily Cash back when you open a high-yield Savings account2 at 4.10% APY. 3

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Apple Card.

Get Daily Cash.

It looks like you received an exclusive Apple Card invitation from a friend. Congratulations!

Apple Card gives you unlimited Daily Cash back on everything you buy. And maybe best of all, Apple Card has no fees, period.4  

And right now, when you apply using the link below and open a new Apple Card, we’ll give you $75 Daily Cash when you make your first purchase within 30 days of opening the account.5

Apply in as little as a minute and see your credit limit and interest rate offer— all without impacting your credit score. Click Apply Now to get started.

  1. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
  2. To access Savings, Apple Card Owners and Co-Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co-Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co-Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash Card and Savings accounts. Owners and Co-Owners may individually change where their Daily cash is deposited at any time. Savings accounts are not available in American Samoa, Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.
  3. Annual Percentage Yield as of October 11, 2024. APY may change at any time before or after account is opened. Maximum balance limits apply. See the Deposit Account Agreement for more information regarding balance limits.
  4. Late or missed payments will result in additional interest accumulating toward your balance. Variable APRs for Apple Card range from 18.74% to 28.99% based on creditworthiness. Rates as of October 1, 2024. Existing customers can view their variable APR in the Wallet app or card.apple.com.
  5. Subject to credit approval. Valid only for new Apple Card owners who (1) apply for a new Apple Card using the link http://apple.co/referdailycash, and (2) make a purchase within 30 days of account opening will earn $75 in Daily Cash. For clarity, any purchase by Apple Card Family Participants and Co-Owners does not qualify. $75 Daily Cash is earned after the first purchase transaction posts to your new Apple Card account. A return of this purchase may result in a $75 Daily Cash adjustment charge to the new account. An additional purchase made during the offer period may qualify the new account for re-fulfillment of the $75 Daily Cash bonus, but re-fulfillment may be delayed. Changes to the new account status during the offer period may delay the fulfillment of the Daily Cash bonus. You can choose to direct Daily Cash to a Savings account or to an Apple Cash card. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card and Savings accounts are issued or provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. The Apple Cash card is issued by Green Dot Bank, Member FDIC. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information. If we determine that the new account owner has engaged in or plans to engage in abuse or gaming in connection with this offer the new account will not be eligible for this offer.
  • To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
  • If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.