Get the most
out of Apple Card.
Earn 2% cash back
Plus, you can automatically grow your Daily Cash over time at a 3.65% APY
Get the most
2% Daily Cash
back everywhere
with Apple Pay.
Just look for the 
and use your Apple Card with
Apple Pay, or tap the
check out online and
in apps.
3% Daily Cash
back at select
merchants.
Use your Apple Card with Apple Pay
for 3% Daily Cash back at favorites
like Uber, Uber Eats, Booking.com, Walgreens, and more.
Limitations apply. See terms for details.
Set Apple Card as
your default card.
Set Apple Card as your preferred card
in Wallet, and you’ll automatically get
Daily Cash back every time you use
Apple Card with Apple Pay. Touch and
hold your Apple Card, drag it to the
front, and you’re done.
Grow your
Daily Cash.
Open a high-yield Savings account through your Apple Card and have your Daily Cash automatically deposited. Then watch it grow over time. Boost your growth by adding funds from a linked bank account.
Healthy finances.
Family style.
Anyone age 13 or over can also
be added to your Apple Card as a Participant.
for kids and young adults to learn
about credit and healthy spending
habits — with you and the Co-Owner setting spending limits
or over can use Apple Card to start
building their own credit history.
Get started
with Apple Card.
Apply in minutes to see if
you are approved
with no
impact to your credit
score.
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- Merchant offers may change at any time.
- Ace Hardware: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay online, in the mobile app, and at participating stores listed at acehardware.com/applecard. Excludes online and mobile app gift card purchases and purchases from 3rd party merchants using independent point-of-sale systems within a participating Ace Hardware store. Please check with your local participating Ace Hardware store whether your purchases are eligible for 3% Daily Cash.
- Booking.com: 3% Daily Cash is only earned on eligible stays and car rentals, (a) booked through the exclusive Booking.com link provided here, (b) when making payment in advance directly to Booking.com, (c) using an eligible rate type, (d) and using Apple Card with Apple Pay. Eligible stays include those paid in full, directly to Booking.com, before your check in date using any of the following eligible rate types at the time of booking: “Pay now”, “Pay later”, “Pay part now, part later”, “Pay on [selected date]”, or “Pay part now, the rest on [selected date]” (for any of the previous options where a payment is made later, the ‘later’ or ‘selected date’ must occur before check in and be paid directly to Booking.com). Stays booked using “Pay later” (if paid at check-in at property), “Pay when you stay”, or “Pay at the property” rate types will NOT earn 3% Daily Cash. Eligible stays which accept Apple Pay can be identified on the site with a badge labeled “Apple Card Benefits”, but for any badged stay you must then choose an eligible rate type and pay in advance directly to Booking.com using Apple Card with Apple Pay to earn 3% Daily Cash on the booking. Eligible car rentals include those paid directly to Booking.com using either eligible rate type at the time of booking: “Pay now” or “Pay part now, part later” (only the portion paid in advance directly to Booking earns 3% though). Car rentals booked using “Pay at pickup” rate type will NOT earn 3% Daily Cash. Eligible car rentals which accept Apple Pay are not identified with any badge, and rather you must choose to pay for a car rental with an eligible rate type using Apple Card with Apple Pay to earn 3% Daily Cash on the booking. Stays and car rentals booked through Booking.com’s mobile app or through Booking.com’s website, when not using the exclusive link provided, may not be eligible for 3% Daily Cash. Excluded from earning 3% Daily Cash are: (1) any bookings paid for using “Pay later” (if paid at property), “Pay when you stay”, “Pay at the property”, “Pay at pickup” or “Partner Offer” rate types, (2) any amounts paid using payment methods other than Apple Card with Apple Pay, (3) bookings in the categories of flights, flight + hotel (or any other combination of a package deal that includes flight, hotel and/or car rental), cruises, attractions, and airport taxis, (4) any amounts paid directly to third-party stay or car rental companies at any point including those paid at time of arrival (e.g. the “Pay part later” portions of car rental rates, deposits, local fees, taxes, or additional services added), (5) bookings made through (i) any corporate apps or websites that Booking.com provides to companies for employee corporate travel; or (ii) any B2B or partner-specific, co-branded or white label sites, (6) bookings made through Booking.com website and mobile app when accessed from a non-U.S. IP address. Booking.com is not responsible for fulfillment of Apple Card Daily Cash back.
- ChargePoint: 3% Daily Cash is available when using Apple Card with Apple Pay to pay for electric vehicle charging at public ChargePoint charging stations through the ChargePoint app, at ChargePoint stations with contactless readers, in the ChargePoint Wallet Pass, and home charging purchases through chargepoint.com. Not valid for purchases at private charging stations or for fleet services, for commercial hardware and software, for support services (i.e. Assure and AssurePro), or for hardware from third parties. Additional terms and restrictions may apply. See chargepoint.com for more information.
- Exxon Mobil: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay (where available) at Exxon- or Mobil-branded pumps and attached convenience stores. To pay at the pump with Apple Pay, use either Exxon Mobil Rewards+ mobile app or contactless payment. Excludes purchases at third-party merchants, including independent car washes, located within an Exxon- or Mobil-branded location or the attached convenience store.
- Hertz: 3% Daily Cash, fulfilled by Apple Card is available at participating Hertz locations in the U.S. when using Apple Card with Apple Pay to pay for eligible Hertz vehicle rentals booked through Hertz.com or in the Hertz mobile app. Eligible vehicle rentals include cars, SUVs, electric vehicles, minivans, and trucks both rented from and returned to U.S. Hertz corporate locations (“Qualifying Locations”). Note both corporate and franchise location types are listed on that webpage, but you must select a “corporate” location type to qualify. When reserving an eligible vehicle using the “Pay Later” payment option with Apple Pay, your Apple Card purchase will be processed upon pick up. You will not earn 3% Daily Cash if you choose to pay using another payment method at the pickup counter, even if Apple Pay was used to reserve the vehicle online. Hertz vehicle rentals that will not earn 3% Daily Cash include: (1) rentals booked by phone, or at physical Hertz locations, or independently licensed franchise locations (2) rentals greater than 61 days in length, (3) cargo vans and box truck rentals, (4) rentals booked through third-party websites or apps, (5) rentals booked through other Hertz apps or through Hertz affiliated programs, including, but not limited to Hertz HZ app, Hertz Click&Drive by WeShareIt, on Hertz Car Sales, Rent2Buy, Rental Car Insurance Replacement Program, Hertz Business Rewards rentals, Hertz Delivery rentals, Government & Military employee rentals, Meeting & Convention rentals, rentals from Dollar or Thrifty, or Hertz Entertainment services. Qualifications apply to rent a vehicle. Please refer to Hertz Rental Qualification Requirements.
- Nike: 3% Daily Cash is available on purchases made in the U.S. using Apple Card with Apple Pay at Nike stores, nike.com, the Nike mobile app, the Nike SNKRS app, and Swoosh.com. Excludes purchases at Nike pop-up events.
- Uber/Uber Eats: 3% Daily Cash is available on purchases using Apple Card with Apple Pay in the Uber and Uber Eats apps, uber.com and ubereats.com. Daily Cash is earned on the total purchase amount charged to your Apple Card. 3% Daily Cash is not earned on 1) purchases of alcohol in the following states: Oregon, Louisiana, Georgia, Washington, Missouri, 2) Uber Gift Card purchases made on any web browser, 3) purchases where Uber is not the merchant processing or fulfilling the transaction, for example, bike and/ or car rentals paid for directly with third parties or at rental pickup, or purchases made through third-party apps, affiliate brands or services, and 4) purchases where Apple Pay is not available as a payment option, which may apply to Split Fares and Group Orders, as well as orders made using Uber Freight, Uber Family, Uber Teen, Uber Vouchers, and Uber Transit. Users should always confirm that Apple Card with Apple Pay is the selected payment method before completing a purchase in order to earn 3% Daily Cash. Apple Pay is not available in all markets.
- Walgreens/Duane Reade: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay at Walgreens and Duane Reade online, in the Walgreens app, and in stores. Excludes purchases: 1) where Apple Pay is not available as a payment option (e.g. all gift card purchases online and in-app, all purchases made in a drive-thru, and all purchases online or in-app with more than one item in the cart); 2) from third-party merchants within Walgreens or Duane Reade stores, online, or in-app (e.g. kiosks for services like telecom, photo, dental, optical, healthcare, lab work, or hearing, or any third party using independent point-of-sale systems); 3) made directly on third-party delivery apps or websites.
- You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement. for more information.
- Annual Percentage Yield as of February 19, 2026. APY may change at any time before or after account is opened. Maximum balance limits apply. See the Deposit Account Agreement for more information regarding balance limits.
- To access Savings, Apple Card Owners and Co-Owners must open a Savings account. Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC. Apple Card Owners and Co-Owners may individually apply for a Savings account and are subject to eligibility requirements. By opening a Savings account, Apple Card Owners and Co-Owners are affirmatively electing to have all future Daily Cash automatically deposited into their respective Savings account. Daily Cash may not be divided between Apple Cash account and Savings accounts. Owners and Co-Owners may individually change where their Daily Cash is deposited at any time. For additional information about Daily Cash, including how it is earned, please see the Apple Card Customer Agreement. Savings accounts are not available in Guam, Northern Mariana Islands, or US Minor Outlying Islands. To set up Savings, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS.
- Transfer limits apply to Savings transfers to and from Apple Cash. Transfers may be subject to additional limitations; please see the Deposit Account Agreement for more information. For transfers to external banks, withdrawals from Savings typically occur within 1-3 business days; please contact your external bank regarding availability of funds sent from Savings.
- If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is overutilized can have negative effects on your credit. The account owner remains responsible for all purchases made by a Participant. For more details including some risks and benefits of being a Participant, click here.
- Owners can set transaction limits at any time for Participants through the Wallet app, but this does not limit a Participant’s ability to spend up to the available credit limit on the account. Participant cards can also be locked to pause spending at any time through the Wallet app.
- If you are a Participant, you are able to spend on the account but are not responsible for payments. Being a Participant who is reported to the credit bureaus on an account that has a negative payment history (e.g. the account goes past due) or is overutilized can have negative effects on your credit. For details on credit reporting, click here. For more details including some risks and benefits of being a Participant, click here.
- *Accepting an Apple Card after application is approved will result in a hard inquiry, which may impact your credit score.
- Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
- Learn more about how Apple Card applications are evaluated at support.apple.com/en-us/102585.
- To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
- Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
- All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.
- Apple Pay is not available in all markets. View Apple Pay countries and regions.
- The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.