Apple Card
Apply now
Apple Card
Apply now

Get in on
Apple Card offers.

Get a new Apple Card and earn a $75 Welcome Bonus when you spend $75 within your first 30 days.1 Must click ‘Apply now’ to receive offer. This offer may not be available elsewhere and is subject to change at any time.

Plus, new and current Apple Card customers can earn 6% total Daily Cash at Nike now through July 15 when you use Apple Card with Apple Pay on up to $500 in purchases.2 Shop in store, online, or in the app.

Apply now

A different kind
of credit card.

See if you’re approved with
⁠⁠⁠no impact to your credit score.3

Apply in as little as a minute and see your credit limit and interest rate offer — all without impacting your credit score. Your credit score may be impacted after you accept the card offer.

No fees.4
⁠Not even hidden ones.

No annual fees, no late fees, no foreign transaction fees. No fees. Really.

Unlimited Daily Cash back.
⁠⁠⁠⁠⁠Real cash you can use right away.5

Get up to 3% cash back on every purchase you make. It’s real cash, it’s unlimited, and you get it every day.

Helps you pay less interest.

Choose any amount you wish to pay, and watch Apple Card estimate the interest cost for you.6 In real-time.

Your card. Your info.
⁠⁠Your business.

Your data isn’t sold to third parties for marketing or advertising.

Apply now

Daily Cash.

No points.
⁠⁠No gimmicks.

Get Daily Cash back from a percentage of your purchases. Not a month from now. Every day. There’s no limit to how much you can get.

3%

On everything you buy from Apple and at select merchants like Uber and Walgreens when you use Apple Card with Apple Pay.*

2%

Every time you pay with Apple Card using Apple Pay.

1%

On all purchases where Apple Pay isn’t accepted.

Apply now

No fees.
⁠Not even hidden ones.

We want to make it easier to pay down your balance, not harder. So Apple Card doesn’t have any fees.

Apply now

Titanium-Card

A card that’s
⁠⁠materially different.

When you buy things with the Apple-designed titanium card, you get unlimited Daily Cash back on everything you buy. For apps and websites that don’t yet take Apple Pay, there’s a virtual card number in the Wallet app. And Mastercard is our global payment network, so you can use Apple Card all over the world.

Apply now

  1. Offer may change at any time. Subject to credit approval. Valid only for new Apple Card holders who (1) apply under this promotion at https://apple.co/ cardoffer060126a (“Promo link”) or through Credit Karma’s marketplace (2) open a new Apple Card account and (3) spend $75 or more on the new Apple Card account within 30 days of account opening (“Purchase Period”). Offer may not be available in other channels where Apple Card is offered. This offer is not available to applicants who have had this card or who have another pending or approved application for the card. Purchases can only be made by the New Apple Card account holder who opens a new Apple Card. New Apple Card account holder does not include Co-Owners or Participants added to an Apple Card Family during the Purchase Period. This means purchases made by Apple Card Family members will not be included towards the Apple Card account holder’s qualifying spend. Limit one new account acquisition promotional offer per new Apple Card account. $75 is earned as Daily Cash and is transferred once $75 worth of transactions have posted to your Apple Card account. Returns and refunds of purchases made during the Purchase Period may result in a Daily Cash adjustment charge to your account. An additional purchase made during the Purchase Period may qualify you for re-fulfillment of the Daily Cash bonus, but re-fulfillment may be delayed. You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more details. If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer.

    Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
  2. 6% Daily Cash: Valid 6/15/26 through 7/15/26 (“Offer Period”). All Existing Apple Card holders will earn a total of 6% Daily Cash on up to $500 in total Qualifying Purchases made at Nike using your Apple Card with Apple Pay during the Offer Period. 6% Daily Cash is calculated based on the amount of the Qualifying Purchase multiplied by the standard 3% Daily Cash earned at Nike plus a promotional 3% Bonus Daily Cash. Bonus Daily Cash earned as part of this promotion cannot be combined with other Apple Card account opening or promotional Bonus Daily Cash offers that may be available during this Offer Period. The maximum total Daily Cash you can earn through this offer is $30 (which includes $15 in standard Daily Cash and $15 in Bonus Daily Cash). After meeting the $500 maximum spend amount, all Qualifying Purchases made at Nike will earn the standard 3% Daily Cash noted in your Apple Card Customer Agreement. Qualifying Purchases at Nike include purchases made within the U.S. by existing Apple Card holders using Apple Card with Apple Pay at Nike stores, nike.com, the Nike mobile app, the Nike SNKRS app, and Swoosh.com. Qualifying Purchases do not include purchases at Nike pop-up events. Existing Apple Card holders are defined as current Owners, Co-Owners, Participants, or Apple Card holders who merge Apple Card accounts during Offer Period. Total qualifying spend is determined independently for Existing Apple Card holders within the same Apple Card Family. This means that each Existing Apple Card holder within the same Apple Card Family is eligible to earn a total of 6% Daily Cash back on up to $500 of their own Qualifying Purchases at Nike using their Apple Card with Apple Pay. Returns and refunds during the Offer Period may reduce the amount of bonus Daily Cash earned from this offer. Daily Cash is earned on purchases after the transaction posts to your account. You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card and Savings accounts are issued or provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. The Apple Cash account is issued by Green Dot Bank, Member FDIC. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information. If we determine that you have engaged in or plan to engage in abuse or gaming in connection with this offer, you will not be eligible for this offer. 

    Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
  3. Accepting an Apple Card after your application is approved will result in a hard inquiry, which may impact your credit score.
  4. Late or missed payments will result in additional interest accumulating toward your balance. Variable APRs for Apple Card range from 17.49% to 27.74% based on creditworthiness. Rates as of January 1, 2026. Existing customers can view their variable APR in the Wallet app or card.apple.com.
  5. You can choose to direct Daily Cash to a Savings account or to an Apple Cash account. If you do not have either set up to receive your Daily Cash, it can be applied as statement credit upon request. Apple Card is issued and Savings accounts are provided by Goldman Sachs Bank USA, Salt Lake City Branch, Member FDIC. Daily Cash is earned on purchases after the transaction posts to your account. Actual posting times vary by merchant. Daily Cash is subject to exclusions, and additional details apply. See the Apple Card Customer Agreement for more information.

    Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
  6. Interest charges shown on the example payment wheel are only provided for illustrative purposes and may not be an accurate reflection of the actual amount of interest charges on your account. Interest estimates provided in the payment wheel in your account are based on your posted account balance at the time of the estimate and do not include pending transactions or any other purchases you may make before the end of the billing period.
  • *Merchant offers may change at any time.

    Uber/Uber Eats:     3% Daily Cash is available on purchases using Apple Card with Apple Pay in the Uber and Uber Eats apps, uber.com and ubereats.com. Daily Cash is earned on the total purchase amount charged to your Apple Card. 3% Daily Cash is not earned on 1) purchases of alcohol in the following states: Oregon, Louisiana, Georgia, Washington, Missouri, Pennsylvania, and Massachusetts, 2) Uber Gift Card purchases made on any web browser, 3) purchases where Uber is not the merchant processing or fulfilling the transaction, for example, bike and/ or car rentals paid for directly with third parties or at rental pickup, some liquor store, grocery, or convenience merchants who sell alcohol, or purchases made through third-party apps, affiliate brands or services, and 4) purchases where Apple Pay is not available as a payment option, which may apply to Split Fares and Group Orders, as well as orders made using Uber Freight, Uber Family, Uber Teen, Uber Vouchers, and Uber Transit. Users should always confirm that Apple Card with Apple Pay is the selected payment method before completing a purchase in order to earn 3% Daily Cash. Apple Pay is not available in all markets.
  • Walgreens/Duane Reade: 3% Daily Cash is available in the United States when using Apple Card with Apple Pay at Walgreens and Duane Reade online, in the Walgreens app, and in stores. Excludes purchases: 1) where Apple Pay is not available as a payment option (e.g. all gift card purchases online and in-app, all purchases made in a drive-thru, and all purchases online or in-app with more than one item in the cart); 2) from third-party merchants within Walgreens or Duane Reade stores, online, or in-app (e.g. kiosks for services like telecom, photo, dental, optical, healthcare, lab work, or hearing, or any third party using independent point-of-sale systems); 3) made directly on third-party delivery apps or websites.
  • Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
  • To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
  • Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Goldman Sachs Bank USA for Apple Card and Savings accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank.
  • All communications from Apple and Goldman Sachs Bank USA about Apple Card (including transactional and marketing communications) and customer service support are available in English. Certain communications about Apple Card can be viewed in another language depending on your device language settings. If you reside in the U.S. Virgin Islands, American Samoa, Guam, Northern Mariana Islands, or U.S. Minor Outlying Islands, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.  
  • Learn more about how Apple Card applications are evaluated at support.apple.com/kb/HT209218.